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Terms and Conditions

Information contained on this website is believed to be accurate and reliable; however, we cannot guarantee that it is accurate or complete or current always. The information provided is subject to change without notice and Lisa De Nicola will not be held liable for inaccuracies in the information presented.  By accessing and using this website you agree to its Terms and Conditions.  Please ensure you read them and understand them. Every time you access this Website you will be deemed to have read and accepted the Terms and Conditions. Your continued access or use of the services provided via this Website will mean you accept these Terms and Conditions including any changes made to them.

Lisa De Nicola and affiliates do not accept responsibility for any loss arising from the use of, or reliance on, the information contained herein.  If you do not agree with these Terms and Conditions, please do not use this Website.


The laws of the Province of Ontario and any applicable federal laws of Canada will govern these Terms and Conditions and your use of this Website.  If you choose to access this Website from outside of Canada, you do so of your own accord and are responsible for compliance with applicable local, national or international laws.

Modifications to the Terms

Lisa De Nicola reserves the right to change these Terms and Conditions at any time and your continued access to or use of the site after such changes indicates your acceptance of these Terms and Conditions as modified. It is your responsibility to review these Terms and Conditions regularly.


The contents of this Website are provided for informational and educational purposes, and are not intended to provide specific individual advice of any variety whatsoever.   Although every effort has been made to ensure that the content herein is accurate, Lisa De Nicola does not guarantee its accuracy or completeness. Products and services advertised on this Website are subject to the terms of the applicable legislation governing them; and available in designated provinces and territories of Canada only, or other jurisdictions where they may be legally offered.


All content provided on this blog is for informational purposes only. The owner of this blog makes no representations as to the accuracy or completeness of any information on this site or found by following any link on this site. Lisa De Nicola will not be liable for any errors or omissions in this information nor for the availability of this information, nor will the owner be liable for any losses, injuries, or damages from the display or use of this information. These terms and conditions of use are subject to change at any time and without notice.”

We do not share personal information with third-parties nor do we store information we collect about your visit to this blog for use other than potentially to analyze content performance through the use of cookies. We are not responsible for the republishing of the content found on this blog on other websites or media without our permission. This privacy policy is subject to change without notice.


Any material you submit to this page, including any data, questions, comments, ideas, suggestions or the like (“Submissions”) are, and will be treated as, non-confidential and non-proprietary. Anything you submit or post becomes the property of Lisa De Nicola and Lisa De Nicola may use and reproduce such Submission freely, and for any purpose.  We are under no obligation to post your Submissions.


We may terminate your access to the Website, without cause or notice, which may result in the forfeiture and destruction of all information associated with you. All provisions of this agreement that by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

No Warranties

All information provided on this Website is provided “as is” without any warranties of any kind and Lisa De Nicola makes no representations and disclaims all express and implied warranties of any kind, including, without limitation, representations, warranties or conditions regarding accuracy, timeliness, completeness, non-infringement, merchantability or fitness for any purpose. Lisa De Nicola assumes no responsibility to you or any third party for the consequences of any delays, failures, errors or omissions or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system. We make no representation that the Website will be uninterrupted or error-free, that defects will be corrected, that the site or server that makes it available are free of viruses or other harmful components.

Intellectual Property

The contents of the Website are protected by applicable copyright laws. No permission is granted to copy, distribute, modify, post, or frame any text, graphics, video audio, software code or user interface design or logos. Unauthorized use or exploitation of such marks and names is prohibited.  Unauthorized downloading, storage, copying, redistribution, reproduction, or republication is strictly prohibited.

Third Party Links

We are not responsible for websites we link to: where our site contains links to other sites and resources provided by third parties, these links are provided for your information only. Such links should not be interpreted as approval by us of those linked websites or information you may obtain from them; or where we have no control over the contents of those sites or resources. Links to other Websites are not endorsements or approvals of such sites, the third parties named therein, or their products and services, nor is any liability assumed for incompatibility, non-suitability, viral infection, worms, trojan horses or other destructive/disruptive components on or from such sites. Linking to another site is at your sole risk and Lisa De Nicola is not responsible or liable for any damages relating to linking.


We do not guarantee that our site will be secure or free from bugs or viruses. You are responsible for configuring your information technology, computer programmes and platform to access our site. You should use your own virus protection software. You must not misuse this site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorized access to this site, the server on which this site is stored or any server, computer or database connected to this Site. You must not attack this site via a denial-of-service attack or a distributed denial-of service attack.


This website may store cookies on your computer. These cookies may be used to collect information about how you interact with the Website and allow us to remember you. We may use this information in order to improve and customize your browsing experience and for analytics and metrics about our visitors both on this website and other media.

Disclaimer of Liability

Lisa De Nicola is not responsible in any way for any damages (direct, indirect, special, incidental, economic, or consequential, exemplary or punitive) in respect of or relating to the use or inability to use the website, the information, or any action or decision made by you or anyone else in reliance on the website or the information, or any unauthorized use or reproduction of the website or the information, even if Lisa De Nicola has been advised of the possibility of such damages.